Terms and Conditions
Effective Date: October 22, 2025
Website: naomiSpeaks.com
a division of Carrington-Hockman Enterprises Inc.
Introduction
Welcome to NaomiSpeaks (“we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our website, products, and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.
Ownership and Operation
NaomiSpeaks is owned and operated by Carrington-Hockman Enterprises Inc., founded by Naomi Carrington-Hockman. All content, branding, and intellectual property on this site belong to Carrington-Hockman Enterprises Inc., unless otherwise stated.
Use of Our Services
By using our Services, you agree to:
Use them only for lawful purposes and in accordance with these Terms.
Not engage in any activity that disrupts, damages, or interferes with our Services.
Provide accurate information when creating accounts, submitting forms, or making purchases.
We reserve the right to suspend or terminate access if any misuse is detected.
Intellectual Property
All content on NaomiSpeaks—including text, graphics, logos, videos, audio, and materials—is the property of Carrington-Hockman Enterprises Inc. or its content creators and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works without our written permission.
Purchases and Payments
If you purchase products, digital downloads, or services through NaomiSpeaks:
You agree to provide accurate billing and payment information.
All prices are listed in [insert currency] and subject to change without notice.
Refunds, if applicable, will follow our Refund Policy [link or include below].
We reserve the right to refuse or cancel any order for reasons including pricing errors, suspected fraud, or unauthorized activity.
Limitation of Liability
To the fullest extent permitted by law, NaomiSpeaks and Carrington-Hockman Enterprises Inc. are not liable for any indirect, incidental, special, or consequential damages resulting from:
Your use or inability to use our Services,
Unauthorized access to or alteration of your data, or
Any other matter related to the Services.
Our total liability shall not exceed the amount you paid, if any, for the Services.
Disclaimers
All materials and content on NaomiSpeaks are provided for educational and informational purposes only.
We make no guarantees regarding outcomes from coaching, training, or informational materials.
Your use of any advice, tools, or resources from NaomiSpeaks is at your own discretion and risk.
Privacy
Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your data. Please review it to understand our practices.
Third-Party Links
Our website may include links to third-party websites or services. These are provided for your convenience. We do not endorse or assume responsibility for the content, products, or practices of those third parties.
Termination
We reserve the right to suspend or terminate your access to NaomiSpeaks without notice if you violate these Terms or engage in conduct harmful to our platform or users.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, United States of America, without regard to its conflict of law principles.
Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Bowie, Maryland, USA.
Changes to These Terms
We may update these Terms at any time. The updated version will be posted on this page with a revised effective date. Continued use of the Services means you accept those changes.
Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Carrington-Hockman Enterprises Inc.
Email: [email protected]
Address: Bowie, Maryland, USA